There is a significant difference between looking for and buying a house. The actual procedure begins when you reach the documentation stage. If you are buying a property in India but don't know what documents you'll need, this article is for you!

According to the Centre for Policy Research, land issues account for 66% of civil lawsuits in India. The Supreme Court hears 25% of cases and accounts for 30% of land acquisitions.

Such arguments cause numerous impediments in society. For these reasons, it is critical to understand that the documents listed below are required in the event of a disagreement.

Here is the list of 11 documents that are required when purchasing a property in India:

1. Agreement to Sell

An agreement to sell is a document that contains all the related to sales, a description of the property, and the terms and conditions agreed upon between the buyer and seller.

The document also mention of the sale price which was discussed and agreed upon between both parties. This is also a must have document when it comes to documents required for purchase of resale flat.

2. Absolute Sale Deed and Title Deed

The absolute sale deed and title deed record the actual transfer of ownership of the house. They are to be registered with the sub-registrar of the concerned region. In simple terms, absolute sale deeds or title deeds are the property documents that record the actual transfer of Ownership.

3. Title Search and Report

This document is required when buying a property in India and when applying for a Home Loan. The title search and report contain information about the property's owners and tenants, a description of the property, and so on.

4. Khata Certificate

This property document is named differently in different states. The Khata certificate proves that the property has an entry in the local authority records.

5. Receipt of Property Tax

The receipt of property tax evidences that all the taxes have been paid by the previous owner. This document ensures that there is no debt remaining and establishes the legal status of the property.

6. Encumbrance Certificate

Another crucial document when buying a property in India is the encumbrance certificate. This document includes all the details of transactions relating to the property. It is a key document when applying for a loan as it says that no loan dues are pending and confirms that the property is free from the loan.

7. Occupancy Certificate

The municipal corporation gives this document after the construction of the building is completed. The occupancy certificate states that the construction was as per the sanctioned plan and is ready to be used.

8. Statement from the Bank if a Loan is Outstanding

When buying a property in India, it is safe to ask for a Bank statement on the property from the seller. A statement from the bank acts as evidence of any outstanding loan. It’s a must-have document as it is transparent proof of the loan against the property.

9 Non-objection Certificate

Typically, the property developer asks for various Non-objection Certificates (NOCs). Some of the NOCs are from the Environmental Department, Traffic and Coordination Department, Pollution Board, Sewage Board, etc. This certificate ensures “Intimation of Disapproval” for construction.

10. Sanctioned Building Plan by Statutory Authority

This document ensures that the buyer is cautious of any deviation from the Sanctioned plan made by the developer.

11. Power of Attorney, if any

The last must-have document is a general power of attorney for property in india. An original Power of attorney is required to state whether any person is acting on the authorization of the property owner.

There you have it, the 11 most important documents required when buying a property in India. Make sure that you have all these, and in case you have doubts, it’s best to connect with a real estate professional; they can guide you through the entire process of buying a new property.

Frequently Asked Questions

Q. What documents are required to buy a house in India?

Ans. Documents that are required to buy a house in India include property ownership proof, sale agreement, encumbrance certificate, building plan approval, occupancy certificate, and ID proofs for both buyer and seller.

Q. What is a khata certificate?

Ans. Issued by the local municipality, a khata certificate identifies a property and its owner. It's vital for property tax assessment and proves ownership for various purposes.

Q. What is the minimum amount to buy a house in India?

Ans. There's no minimum set price. The cost depends on location, property type, and size. However, you'll need a down payment (usually 10-20%) and closing costs on top of the purchase price.

Q. What is ownership proof?

Ans. Ownership proof is the seller's original sale deed or a certified copy. It's a legal document that establishes the seller's right to sell the property.

Q. Is there any tax on buying property in India?

Ans. Yes, there are taxes involved. These include stamp duty (paid to the state government) and registration charges (paid for property registration). The exact amount varies depending on the state and property value.